Our Process

ON A MISSION TO HELP YOU WON

+1 6045125211

info@mymissionmortgages.ca

ON A MISSION TO HELP YOU WON

+1 6045125211 info@mymissionmortgages.ca

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OUR PROCESS

Your Mortgage Journey – From First Meeting to Homeownership

Buying a home is a big milestone, and we’re here to guide you every step of the way. Here’s what to expect from our seamless and stress-free mortgage process:

1. Initial consultation – Understanding Your Goals (15-30 minutes)

Your journey starts with a friendly conversation—whether in person or over the phone. We’ll discuss your current financial situation, homeownership goals, and any questions you may have. This helps us determine the best mortgage options tailored to your needs.

2. Document Collection – Getting Ready for Approval (Timeline depends on client submission)

To move forward with your application, we’ll request key documents such as income verification, credit details, and other supporting paperwork. The faster these documents are submitted; the sooner we can secure your mortgage approval. Don’t worry—we’ll guide you on exactly what’s needed!

3. Submitting Your Mortgage Application

Once we have your documents, we structure your mortgage application to present the strongest case to lenders. Our expertise ensures we match you with the best lender and mortgage product suited to your financial goals. After final review, we submit your application for approval.

4. Lender Review & Approval Process

Now, your mortgage application is in the hands of the lender. They will review your financial details, validate your documents, and assess the deal. If they require any additional information, we’ll reach out promptly to keep things moving smoothly.

5. Reviewing Your Mortgage Approval Package

Once your mortgage is approved, we’ll receive your approval package, which outlines the details of your mortgage. We’ll schedule a time to review everything with you, answer any questions, and go over the approval.

6. Final Steps & Mortgage Funding (Closing Day)

Once all lender conditions are met, the lender will send your mortgage details to your lawyer or notary. They will contact you to arrange an appointment for signing your legal documents. On your closing day, the funds will be released, and you’ll officially own your home!

We’re here to make the mortgage process simple, stress-free, and tailored to your needs. Whether you’re a first-time homebuyer or refinancing, let’s start your journey today!