First Time Home Buyer

ON A MISSION TO HELP YOU WON

+1 6045125211

info@mymissionmortgages.ca

ON A MISSION TO HELP YOU WON

+1 6045125211 info@mymissionmortgages.ca

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First-Time Home Buyers

Buying your first home is an exciting milestone, but it can also feel overwhelming with so many financing options to consider. As a first-time home buyer, you have access to special mortgage programs, government incentives, and customized financing solutions to make homeownership more affordable.

First-time buyers can benefit from programs like the First-Time Home Buyer Incentive, which provides a shared-equity loan to lower monthly payments. You can also use the RRSP Home Buyers’ Plan, which allows you to withdraw up to $60,000 tax-free from your RRSP for a down payment. Additionally, land transfer tax rebates and other provincial incentives may be available to help with closing costs.

The biggest advantage of these programs is that they reduce upfront costs, improve affordability, and make homeownership more accessible. Additionally, getting pre-approved before house hunting helps you understand your budget and strengthens your offer in competitive markets.

Navigating the home-buying process can be complex, but you don’t have to do it alone. I specialize in helping first-time buyers understand their mortgage options, maximize available incentives, and secure the best financing. Let’s chat and get you one step closer to homeownership!